Meaning of (पण्य द्रव्य) pany dravy in english
As noun :
commodity Ex:  Grain has always been a significant commodity hauled by the CPR
Suggested : an article of trade or commerce , especially a product as distinguished from a service
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(पण्य द्रव्य) pany dravy
can be used as noun.. No of characters: 11 including consonants matras.
Transliteration :
paNya dravya